Smart-E Loans offer long-term, low-interest financing through participating lenders to help Connecticut residents make home energy improvements. Smart-E Loans are affordable, simple and quick to access. No matter what your goals are, investing in these improvements today can result in energy savings, greater comfort and environmental benefits for you and your family. The Smart-E loan can provide financing for more than 40 home improvements. The full list can be found here. Smart-E loans are available, subject to credit approval, for owner-occupied properties located in New London, Windham, Tolland and Middlesex counties.