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Eastern Connecticut Savings BankEastern Connecticut Savings Bank

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Home Personal Lending Consumer Loans

Consumer Loans

Consumer loans with fixed rates and terms to fit your budget are available to qualified buyers to fill any of your personal needs. Before you purchase that car, or any other major item, reach out to us.

Smart-E Loans

Smart-E Loans offer long-term, low-interest financing through participating lenders to help Connecticut residents make home energy improvements. Smart-E loans are available, subject to credit approval, for owner-occupied properties located in New London, Windham, Tolland and Middlesex counties.

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Personal / Home Improvement Loans

Unsecured Personal Loans. Minimum loan amount is $1,000. Maximum $15,000. Maximum term is 60 months. We also offer Unsecured Home Improvement Loans for your home improvement projects. Minimum loan amount is $3,000. Maximum $50,000. Terms from 36 months to 144 months. Other terms and conditions may apply.

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Vehicle Loans

At Eastern Connecticut Savings Bank we offer a variety of vehicle loans. Looking to finance a car or truck? Whatever your need, we’re here to help. Our rates are low and our application process is simple.

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Collateral Loans

Low interest rate loans secured by your Eastern Connecticut Savings Bank Passbook Savings or Certificate of Deposit Account

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Overdraft Protection Line

With Overdraft Protection from Eastern Connecticut Savings Bank, you have access to funds to cover the occasional overdraft, (up to your pre-established credit limit). You can also use your card at any ATM or retail outlet where MasterCard is accepted. It’s like having a Line of Credit on your Checking Account! Credit approval is required. Certain fees apply.

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Questions?

Visit your local branch or call us at 860.889.7381 for more information or to complete an application.

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  • Information for Debit Card Holders June 7, 2023

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Telephone: 1.860.889.7381

Equal Housing Lender - Member FDIC

© 2025 Eastern Connecticut Savings Bank. All Rights Reserved.

Amid recent financial industry news, we want to assure you that we are a well-capitalized mutual savings bank with its only priority to serve our customers. Eastern Connecticut Savings Bank has been dedicated to serving the local community since 1915, and we continue to do so today.

At ECSB, our business model differs from those making headlines, as we do not specialize in services such as cryptocurrency or venture capital. We are not beholden to stock investors. We reinvest locally by providing a mortgage to your neighbor or a loan to the small business just around the corner.

We want to remind you during this time that we are FDIC insured and that no one has ever lost a dime of FDIC-insured deposits. We are here to support you and answer any questions you may have regarding FDIC coverage, and urge you to visit https://www.fdic.gov/ for more information. Thank you for choosing Eastern Connecticut Savings Bank.

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