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Amid recent financial industry news, we want to assure you that we are a well-capitalized mutual savings bank with its only priority to serve our customers.

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Home » Personal » Lending » Home Equity » Fixed Rate Loan Option

Fixed Rate Loan Option

Combine the flexibility of a home equity line of credit with the security of a fixed rate loan. Convert all or a portion of your outstanding variable rate EquityAdvantage line of credit to a fixed rate and enjoy a fixed payment and term. Take advantage of variable rates while they are low, knowing that you can get a fixed rate without hassle if rates start to climb. Fixed Rate Loan Options can have different due dates, different rates and different terms. You may have up to three (3) fixed rate loans outstanding at any time and keep your financial flexibility with on-going access to your available equity line balance. No need to reapply each time you need a loan, and little or no paperwork to set up subsequent Fixed Rate Loan Options.

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© 2023 Eastern Connecticut Savings Bank. All Rights Reserved.

Amid recent financial industry news, we want to assure you that we are a well-capitalized mutual savings bank with its only priority to serve our customers. Eastern Connecticut Savings Bank has been dedicated to serving the local community since 1915, and we continue to do so today.

At ECSB, our business model differs from those making headlines, as we do not specialize in services such as cryptocurrency or venture capital. We are not beholden to stock investors. We reinvest locally by providing a mortgage to your neighbor or a loan to the small business just around the corner.

We want to remind you during this time that we are FDIC insured and that no one has ever lost a dime of FDIC-insured deposits. We are here to support you and answer any questions you may have regarding FDIC coverage, and urge you to visit https://www.fdic.gov/ for more information. Thank you for choosing Eastern Connecticut Savings Bank.