Amid recent financial industry news, we want to assure you that we are a well-capitalized mutual savings bank with its only priority to serve our customers.

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Comparison Chart

	Line of Credit	Term Loan
Product Description	A flexible line of credit against the equity in your home that you can draw from when you need it.	Borrow a defined amount for a certain period of time. Payments and interest rate is fixed for the life of the loan.
Interest Rate Option	Variable with a Fixed Rate Loan Option	Fixed
Interest Only Payment Option	Yes	No
Access to your funds	Checks and Eastern Connecticut Savings Bank branches	All funds are advanced in one lump sum
Maximum Loan-to-Value %	85%	90%
	Apply View Rates	Apply View Rates