Federal Housing Administration (FHA) Loans are a great choice for those who don’t have a sizable down payment or for those who are still working on their credit score.  FHA loans generally only require 3.5% down so you have the opportunity to buy your home sooner.  Mortgage insurance is required on all FHA loans.  This is Insurance that protects the lender in the event that you fall behind on your payments.

Talk with a member of our experienced lending team to determine what mortgage option is the best choice for you and how to apply for a Government Loan.