- 3.15% APY* on balances up to and including $20,000
- 3.15% to 0.73% APY on balances over $20,000 depending on balance in account
- 0.05% APY on entire balance if monthly qualifications are not met
- Refunds on ATM withdrawal fees, nationwide1 (up to $25 per qualification cycle)
- No minimum balance to earn rewards
- No monthly maintenance fees
- $25 minimum deposit to open
- Link to free Kasasa Saver® to build savings automatically
- Free Online Banking with Bill Pay
- Free eStatements
- Free Mobile Banking2
- 24/7 Telephone Access Banking
- Surcharge-free access at ATMs in the SUM Network
- Optional Kasasa Protect® (fraud prevention and resolution services)
It’s easy to qualify for Kasasa Cash rewards.
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card transactions
- One or more Direct Deposit or Automatic Debit (ACH) transactions
- Be enrolled in and agree to receive eStatements
If you don’t meet these qualifications, don’t worry — there is still no monthly service fee. You’ll still earn our base rate of 0.05% APY on the entire balance in your account! As a plus, you can get right back to earning your full rewards the very next cycle that you qualify.
* Annual Percentage Yield = APY effective as of 3/1/2023 and is subject to change after account opening; the portion of your balance which exceeds $20,000 will earn 0.25%. Your entire balance will earn 0.05% APY if monthly qualifications are not met. Fees may reduce earnings.
1 Not responsible for fees imposed by banks, ATM operators and/or networks based outside the continental United States, Alaska, Hawaii, or U.S. Territories.
2 Mobile carrier fees may apply.